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Obsession with shareholder value may be viewed as the primary culprit. Talk to your tax advisor regarding the ongoing tax benefit and the possibility of adjusting your withholdings to account for the extra interest deduction. The higher the rate the more incentive to continue the action. The following discussion assumes that all requirements for REMIC qualification will be satisfied by the Trust while there are any Regular Certificates outstanding. The two screen captures below illustrates the point. April or May will become the favoured choices," said Alan Clarke, UK economist at BNP Paribas.

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